Short Term Disability
Short Term Disability or sickness benefits may be offered through an employer or by private insurance coverage.
- Usually have 2 week unpaid waiting period
- Require medical evidence
- Generally last up to 15 weeks
- Claimants must deplete short-term benefits before proceeding to Long Term benefits.
Coverage varies greatly with company and policy.
For more information about disability insurance please visit CLHIA's "A Guide to Disability Insurance" on their website here.